July 4, 2016 Our service lets you compare multiple insurance brands in one quick and easy search, and we provide much more than the price of the policy – we show you the levels of cover so that you can make a more informed decision. Rated 1 out of 5 by Kateem75 from Very disappointing I bought a new car around the time my insurance was due to renew and this caused all kinds of issues – unnecessarily it turns out. The initial man from customer services was polite and helpful but didn’t explain things fully enough. The lady I spoke to 2 days later advised me incorrectly, was rather short with me and failed to follow anything up or record the phone conversation on the system. The final lady I spoke to sorted everything out but he whole process nearly led to my new car being uninsured and I received no compensation for this trouble. I will not be using John Lewis for inurance again. The Road Traffic Act, 1933 requires all drivers of mechanically propelled vehicles in public places to have at least third-party insurance, or to have obtained exemption – generally by depositing a (large) sum of money with the High Court as a guarantee against claims. In 1933 this figure was set at Â£ 15,000. 6 The Road Traffic Act, 1961 7 (which is currently in force) repealed the 1933 act but replaced these sections with functionally identical sections. Yet crucially lenders CAN’T SEE these soft searches, so they have no impact on your credit worthiness. The only time a hard search – which lenders can see – may go on your file is if you then go on and actually apply for insurance; specifically âpay monthly’ insurance (because they effectively pay upfront for you and you repay the loan over the year). In 1930, the UK government introduced a law that required every person who used a vehicle on the road to have at least third-party personal injury insurance. Today, this UK law is defined by the Road Traffic Act 1988 , 14 (generally referred to as the RTA 1988 as amended) which was last modified in 1991. The Act requires that motorists either be insured, or have made a specified deposit ( Â£ 500,000 in 1991) and keeps the sum deposited with the Accountant General of the Supreme Court, against liability for injuries to others (including passengers) and for damage to other persons’ property, resulting from use of a vehicle on a public road or in other public places. In Australia, Compulsory Third Party Personal Injury Insurance (CTP) is a state-based scheme that covers only personal injury liability. Comprehensive and Third Party Property Insurance is sold separately to cover property damage additionally, and can include fire, theft, collision, and other property damage. Third Party Property Insurance covers damage to third-party property and vehicles, but not the insured vehicle. Third Party Property Insurance with Fire and Theft additionally covers the insured vehicle against fire and theft. Comprehensive Insurance covers damage to third-party and the insured property and vehicle. The multicar discount will be applied to the insurance premium of up to three additional cars that are registered to the same address as the RAC Car Insurance policy number provided at time of quote. The first policy purchased with us or any existing policies will not be eligible for the discount. Any additional products, add-ons, fees and charges will not be discounted. http://youtu.be/ZJWCIdV0Okk Car Insurance quotes can vary between providers, with insurers sometimes inflating quotes for people outside of their preferred demographic or risk level. It’s important to shop around in order to find the most competitive premium, and we make that easier by automating the search from one simple form. Whether you’re a young driver or have a decade of No Claims Discounts, we’ll search the market to find a match. Car insurance is just a click away! Depending on the insurer we offer you, Comprehensive Car Insurance with Abbey normally includes windscreen cover, cover for the Republic of Ireland and a driving other cars extension if required. We also offer a number of optional extras for your car insurance providing an additional level of cover and security to ensure your car insurance policy matches your individual needs. The insurance certificate or cover note issued by the insurance company constitutes the only legal evidence that the policy to which the certificate relates satisfies the requirements of the relevant law applicable in Great Britain, Northern Ireland, the Isle of Man, the Island of Guernsey, the Island of Jersey and the Island of Alderney. The Act states that an authorised person, such as a police officer, may require a driver to produce an insurance certificate for inspection. If the driver cannot show the document immediately on request, and evidence of insurance cannot be found by other means such as the MID, then the Police are empowered to seize the vehicle instantly.