Mortgage Loan to Value

Vanessa Williams of has released two constant fee mortgages without a upfront prices and brought features to assist debtors manipulate the fee of remortgaging.

to be had at 65% mortgage-to-fee (LTV) is a -year restoration at 1.sixty six%, even as debtors with a 75% mortgage-to-price loan can get a 5-year fix at 2.24%.

each mortgages include free preferred valuation and unfastened prison fees, and haven’t any in advance product fee.

The intermediary-only lender, which is a part of the Yorkshire constructing Society, has additionally reduced prices throughout selected sixty five%, 75% and 80% LTV fixed rate mortgages by using up to zero.10%.

Highlights for remortgage customers encompass a 1.33% two-12 months repair and a 1.89% 5-12 months repair both at 65% LTV with a £995 fee, and include loose fashionable valuation and free prison costs.

available at 75% LTV is a 3-year repair at 1.ninety nine%, which has no prematurely charge and additionally comes with free standard valuation and unfastened legal fees.

in addition, Accord has decreased the fee on its -yr base fee tracker at sixty five% LTV by means of zero.05% to one.24%. This loan gives debtors flexibility to exit their mortgage early with out paying any early redemption prices.

David Robinson, countrywide intermediary income manager at Accord, stated: “it’s miles proving to be a famous time for borrowers to remortgage for the time being, specially those looking for lower loan-to-cost offers.

“We trust that our new remortgage options will show popular among debtors and the alternatives across the extraordinary terms, plus the extra features, will help agents to pick out the excellent loan to healthy their clients’ necessities.”